Chime Financial revenue and financials
$28.29Change from previous close: +3.82%Absolute change: +$1.04
In the fiscal year ended December 2025, Chime Financial reported revenue of $2.19B (+30.69% year over year). The net loss was $1.01B.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +30.69%
- 2025 vs 2024
- Net margin
- -46.2%
- 2024: -1.5%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | 2,187 | 1,673 | 1,278 | 1,009 |
| Cost of revenue | 263 | 208 | 220 | 215 |
| Gross profit | 1,924 | 1,466 | 1,059 | 794 |
| Selling, general and administrative | 1,573 | 984 | 872 | 877 |
| Research and development | 935 | 310 | 259 | 240 |
| Operating income | -600 | 157 | -83.4 | -330 |
| EBIT | -600 | 157 | -83.4 | -330 |
| EBITDA | -590 | 166 | -76.2 | -326 |
| Pre-tax income | -1,009 | -22.7 | -203 | -471 |
| Income tax | 0.8 | 2.6 | 0.2 | -0.3 |
| Net income | -1,010 | -25.3 | -203 | -470 |
| Net income to common shareholders | -1,010 | -25.3 | -203 | -470 |
| Basic EPS | -4.27 | -0.39 | -3.22 | -8.12 |
| Diluted EPS | -4.27 | -0.39 | -3.22 | -8.12 |
| Average shares (basic) | 236 | 64.9 | 63.1 | 57.9 |
| Average shares (diluted) | 236 | 64.9 | 63.1 | 57.9 |