Chime Financial
$26.84Change from previous close: +0.77%Absolute change: +$0.20
Valuation
Data as of October 2, 2026
Valuation multiples
- Market cap
- $10.16B
- Enterprise value
- $9.18B
- P/E (trailing 12 months)
- 4.96
- Forward P/E
- 16.7
- Price/book
- 7.24
- Price/sales
- 4.14
- EV/EBITDA
- 23.9
- EV/revenue
- 3.74
Profitability and growth
- Gross margin
- 88.7%
- Operating margin
- 18.6%
- Net margin
- -0.7%
- ROE
- -1.3%
- ROA
- 12.0%
- Revenue growth (year over year)
- 26.8%
Financial health
- Total cash
- $1.16B
- Total debt
- $180.88M
- Debt/equity
- 0.13
- Current ratio
- 4.62
- Quick ratio
- 3.74
Dividends
- Payout ratio
- 0.0%
Analysts and estimates
- Average price target
- $39.41
- Median price target
- $40.00
- High price target
- $50.00
- Low price target
- $30.00
- Analysts with a price target
- 22
- Consensus
- Strong buy
- Forward EPS
- $1.61
- EPS estimate, current year
- $0.46
Shares and trading
- Average volume
- 7.57M
- Shares outstanding
- 347.02M
- Float
- 242.03M
- Institutional ownership
- 95.6%
- Insider ownership
- 7.6%
- Short interest (% of float)
- 7.3%
- Short ratio (days)
- 2.79