SoFi Technologies

SOFI · NASDAQ · USD

$15.84Change from previous close: +0.76%Absolute change: +$0.12

Close · October 1, 2026

Valuation

Data as of October 2, 2026

Valuation multiples

Market cap
$20.46B
Enterprise value
$20.51B
P/E (trailing 12 months)
32.3
Forward P/E
19.2
PEG
0.56
Price/book
1.85
Price/sales
4.79
EV/revenue
4.80

Profitability and growth

Gross margin
83.7%
Operating margin
17.0%
Net margin
14.9%
ROE
7.1%
ROA
1.2%
Revenue growth (year over year)
42.6%
Earnings growth (year over year)
40.4%

Financial health

Total cash
$3.37B
Total debt
$3.42B
Debt/equity
0.31
Current ratio
1.11
Quick ratio
0.46

Dividends

Payout ratio
0.0%

Analysts and estimates

Average price target
$20.35
Median price target
$19.00
High price target
$30.00
Low price target
$12.00
Analysts with a price target
22
Consensus
Hold
Forward EPS
$0.82
EPS estimate, current year
$0.59

Shares and trading

Beta
2.21
Average volume
59.25M
Shares outstanding
1.29B
Float
1.27B
Institutional ownership
51.5%
Insider ownership
1.5%
Short interest (% of float)
14.8%
Short ratio (days)
4.68