Affirm Holdings

AFRM · NASDAQ · USD

$70.43Change from previous close: +1.73%Absolute change: +$1.20

Close · October 1, 2026

Valuation

Data as of October 2, 2026

Valuation multiples

Market cap
$23.76B
Enterprise value
$32.09B
P/E (trailing 12 months)
12.5
Forward P/E
14.6
PEG
8.40
Price/book
4.33
Price/sales
5.58
EV/EBITDA
43.4
EV/revenue
7.53

Profitability and growth

Gross margin
48.9%
Operating margin
12.6%
Net margin
45.3%
ROE
45.1%
ROA
1.9%
Revenue growth (year over year)
33.0%
Earnings growth (year over year)
2,186.9%

Financial health

Total cash
$1.7B
Total debt
$10.02B
Debt/equity
1.83
Current ratio
12.0
Quick ratio
8.36

Dividends

Payout ratio
0.0%

Analysts and estimates

Average price target
$99.09
Median price target
$100.00
High price target
$124.00
Low price target
$66.00
Analysts with a price target
32
Consensus
Buy
Forward EPS
$4.83
EPS estimate, current year
$3.83

Shares and trading

Beta
3.61
Average volume
4.26M
Shares outstanding
296.88M
Float
283.82M
Institutional ownership
88.8%
Insider ownership
4.3%
Short interest (% of float)
5.5%
Short ratio (days)
2.88