Chime Financial revenue and financials

CHYM · NASDAQ · USD

$27.65−2.26%−$0.64

Close · October 6, 2026

In the fiscal year ended December 2025, Chime Financial reported revenue of $2.19B (+30.69% year over year). The net loss was $1.01B.

Annual revenue · 2025: $2.19B

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Amounts in millions of USD; per-share values in USD; shares in millions.

Income statement · Quarterly
Item	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024
Total revenue	670	647	596	544	528	519	475	422	384	392
Cost of revenue	74.9	67.1	66.1	69.4	67.1	60.4	56.0	53.5	50.5	47.4
Gross profit	595	580	530	474	461	458	419	368	334	345
Selling, general and administrative	354	331	333	314	668	258	270	260	229	224
Research and development	112	110	111	124	622	77.9	78.9	80.4	75.4	74.9
Operating income	125	135	81.7	32.3	-832	118	66.3	24.5	25.6	41.1
EBIT	125	135	81.7	32.3	-832	118	66.3	24.5	25.6	41.1
EBITDA	132	143	89.5	39.9	-825	126	68.6	31.4	34.8	43.2
Pre-tax income	28.1	53.9	-44.7	-54.4	-924	14.5	-18.9	-19.8	0.5	15.5
Income tax	0.2	0.5	0.0	0.3	-1.0	1.6	0.7	2.2	0.1	-0.4
Net income	27.9	53.5	-44.8	-54.7	-923	12.9	-19.6	-22.0	0.4	15.9
Net income to common shareholders	27.9	53.5	-44.8	-54.7	-923	12.9	-19.6	-22.0	16.3	—
Basic EPS	0.07	0.14	-0.12	-0.15	-7.29	0.20	-0.30	-0.34	0.25	—
Diluted EPS	0.07	0.13	-0.12	-0.15	-7.29	0.20	-0.30	-0.34	0.25	—
Average shares (basic)	380	382	376	372	127	66.2	65.4	65.1	64.7	64.4
Average shares (diluted)	393	400	376	372	127	66.2	65.4	65.1	64.7	64.4