Chime Financial revenue and financials
$27.65Change from previous close: −2.26%Absolute change: −$0.64
In the fiscal year ended December 2025, Chime Financial reported revenue of $2.19B (+30.69% year over year). The net loss was $1.01B.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +30.69%
- 2025 vs 2024
- Net margin
- -46.2%
- 2024: -1.5%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 207 | 87.5 | 32.6 | 17.5 | 28.5 | -25.8 | 18.2 | -24.9 | -1.3 | 72.2 |
| Depreciation and amortization | 7.6 | 7.7 | -12.6 | 7.5 | 7.4 | 7.3 | -9.4 | 6.9 | 9.2 | 2.1 |
| Capital expenditure | -9.9 | -6.6 | -14.2 | -2.1 | -2.0 | -1.6 | -1.6 | -3.1 | -0.1 | -0.0 |
| Investing cash flow | -142 | 127 | 54.8 | -424 | 72.4 | 6.7 | 50.4 | 0.4 | 0.5 | -5.7 |
| Financing cash flow | -86.7 | -73.4 | -65.3 | -17.0 | 450 | -0.1 | 0.5 | -0.1 | -0.2 | 0.2 |
| Share repurchases | -138 | -87.3 | -78.9 | -25.5 | -323 | — | — | -0.4 | -0.6 | -0.0 |
| Debt issued | 50.0 | — | — | — | — | — | — | — | — | — |
| Net change in cash | -21.1 | 141 | 22.1 | -423 | 551 | -19.2 | 69.2 | -24.6 | -1.0 | 66.7 |
| Free cash flow | 198 | 80.9 | 18.4 | 15.4 | 26.5 | -27.3 | 16.7 | -28.0 | -1.4 | 72.1 |
| Levered free cash flow | 186 | 104 | 84.5 | 63.6 | 402 | 14.8 | — | — | — | — |