SoFi Technologies revenue and financials
$15.92Change from previous close: +0.95%Absolute change: +$0.15
In the fiscal year ended December 2025, SoFi Technologies reported revenue of $619.35M (+23.10% year over year). Net income was $481.32M, a net margin of 77.7%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +23.10%
- 2025 vs 2024
- Net income growth
- −3.48%
- 2025 vs 2024
- Net margin
- 77.7%
- 2024: 99.1%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Total assets | 50,660 | 36,251 | 30,075 | 19,008 | 9,176 | 806 | — |
| Current assets | — | — | — | — | — | 1.1 | — |
| Cash and equivalents | 4,929 | 2,538 | 3,085 | 1,422 | 495 | 0.3 | 499 |
| Short-term investments | 2,431 | 1,804 | 501 | 39.4 | — | — | — |
| Receivables | 893 | 587 | 170 | 127 | — | — | — |
| Net property, plant and equipment | 510 | 369 | 307 | 267 | — | — | — |
| Goodwill | 1,394 | 1,394 | 1,394 | 1,623 | 899 | — | 15.7 |
| Other intangible assets | 610 | 640 | 545 | 592 | — | — | — |
| Long-term investments | 2,680 | 1,938 | 725 | 420 | — | — | — |
| Current liabilities | — | — | — | — | — | 0.2 | — |
| Accounts payable | 89.8 | 122 | 160 | 145 | — | — | — |
| Long-term debt | 1,330 | 2,607 | 4,755 | 5,486 | 3,948 | — | — |
| Total debt | 1,935 | 3,204 | 5,363 | 5,634 | — | — | — |
| Total liabilities | 40,171 | 29,726 | 24,520 | 13,479 | 4,479 | 128 | — |
| Total equity (incl. minority) | 10,489 | 6,525 | 5,555 | 5,528 | — | — | — |
| Retained earnings | -824 | -1,306 | -1,804 | -1,504 | — | — | — |