Powszechny Zaklad Ubezpieczen

PZU · GPW · PLN

zł 70.14Change from previous close: −1.63%Absolute change: −zł 1.16

Close · October 1, 2026

Valuation

Data as of October 3, 2026

Valuation multiples

Market cap
zł 60.29B
Enterprise value
zł 88B
P/E (trailing 12 months)
9.30
Forward P/E
11.1
PEG
1.72
Price/book
1.75
Price/sales
0.97
EV/EBITDA
3.48
EV/revenue
1.41

Profitability and growth

Gross margin
58.9%
Operating margin
39.1%
Net margin
10.4%
ROE
19.5%
ROA
2.8%
Revenue growth (year over year)
-1.4%
Earnings growth (year over year)
12.0%

Financial health

Total cash
zł 56.52B
Total debt
zł 49.34B
Debt/equity
0.71
Current ratio
3.73
Quick ratio
3.40

Dividends

Annual dividend per share
zł 4.80
Dividend yield
6.8%
Payout ratio
59.5%
Ex-dividend date
September 16, 2026

Analysts and estimates

Average price target
zł 78.50
Median price target
zł 78.15
High price target
zł 85.00
Low price target
zł 73.00
Analysts with a price target
8
Consensus
Buy
Forward EPS
zł 6.29
EPS estimate, current year
zł 7.11

Shares and trading

Beta
0.32
Average volume
1.8M
Shares outstanding
863.52M
Float
567.98M
Institutional ownership
28.3%
Insider ownership
34.2%