Powszechny Zaklad Ubezpieczen revenue and financials
zł 71.76Change from previous close: −0.19%Absolute change: −zł 0.14
In the fiscal year ended December 2025, Powszechny Zaklad Ubezpieczen reported revenue of zł 64.7B (+3.52% year over year). Net income was zł 6.7B, a net margin of 10.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.52%
- 2025 vs 2024
- Net income growth
- +25.40%
- 2025 vs 2024
- Net margin
- 10.4%
- 2024: 8.5%
Financial data
Amounts in millions of PLN; per-share values in PLN; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 13,441 | 2,217 | 9,344 | -9,965 | 5,507 | 5,633 | 9,357 | 7,296 | 6,275 | 5,413 | -8,755 | 18,596 |
| Depreciation and amortization | 394 | 389 | -10.0 | 334 | 275 | 380 | -134 | 367 | 383 | 338 | -162 | 341 |
| Capital expenditure | -307 | -342 | -660 | -358 | -221 | — | — | — | — | — | — | — |
| Investing cash flow | -2,939 | -3,063 | -11,809 | 6,770 | -4,106 | 3,372 | -13,264 | -5,341 | -3,857 | -4,323 | 10,832 | -16,716 |
| Financing cash flow | -1,911 | -62.0 | 916 | -2,044 | -461 | -1,927 | -4,983 | 3,635 | -3,823 | 1,073 | 835 | -1,158 |
| Dividends paid | — | — | -3,859 | — | — | — | -3,748 | — | — | — | — | -2,072 |
| Debt issued | 8,270 | 10,086 | 13,611 | 11,527 | 12,007 | 9,617 | 8,793 | 12,016 | 9,562 | 7,973 | 3,634 | 1,775 |
| Debt repaid | -5,734 | -10,986 | -9,128 | -10,278 | -10,133 | — | — | — | — | — | — | — |
| Effect of exchange rates | 4.0 | 58.0 | -27.0 | 20.0 | -52.0 | -65.0 | 86.0 | -102 | 26.0 | -43.0 | -215 | 131 |
| Net change in cash | 8,595 | -850 | -1,576 | -5,219 | 888 | 7,013 | -8,804 | 5,488 | -1,379 | 2,120 | 2,697 | 853 |
| Free cash flow | 13,134 | 1,875 | 8,684 | -10,323 | 5,286 | 5,364 | 8,867 | 6,895 | 6,021 | 5,168 | -9,216 | 18,276 |
| Levered free cash flow | 9,100 | -349,401 | 348,223 | -115 | 4,907 | -333,588 | 341,884 | 3,641 | -3,950 | 7,864 | -216,375 | 12,252 |