Zurich Insurance Group revenue and financials
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In the fiscal year ended December 2025, Zurich Insurance Group reported revenue of $88.67B (+3.05% year over year). Net income was $6.8B, a net margin of 7.7%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.05%
- 2025 vs 2024
- Net income growth
- +16.92%
- 2025 vs 2024
- Net margin
- 7.7%
- 2024: 6.8%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | Q2 2026 | Q4 2025 | Q2 2025 | Q4 2024 | Q2 2024 | Q4 2023 | Q2 2023 | Q4 2022 | Q2 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 1,003 | 1,930 | 3,973 | 2,859 | 4,744 | 3,145 | 4,200 | 2,221 | 2,821 | 1,923 |
| Depreciation and amortization | 232 | 228 | 400 | -29.0 | 467 | 60.0 | 434 | 53.0 | 374 | 247 |
| Investing cash flow | -297 | -301 | -292 | -614 | -790 | -1,001 | -131 | -413 | -241 | -167 |
| Financing cash flow | -742 | -1,250 | -4,220 | -1,924 | -4,448 | -1,450 | -5,552 | -883 | -4,390 | -207 |
| Dividends paid | -5,623 | — | -4,665 | — | -4,156 | — | -3,877 | — | -3,521 | — |
| Debt issued | 1,205 | -145 | 889 | 587 | 141 | 238 | 306 | 1,513 | 1,038 | 921 |
| Effect of exchange rates | -276 | -16.0 | 571 | -130 | -252 | 167 | 111 | 152 | -442 | -125 |
| Net change in cash | -313 | 362 | 32.0 | 191 | -746 | 862 | -1,372 | 1,076 | -2,251 | 1,425 |
| Free cash flow | 775 | 1,648 | 3,775 | 2,645 | 4,588 | 2,902 | 4,025 | 1,938 | 2,569 | 1,623 |
| Levered free cash flow | -10,741 | 10,296 | -8,973 | 11,023 | -6,635 | 8,581 | -17,823 | 2,994 | -17,537 | 13,861 |