Zurich Insurance Group revenue and financials
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In the fiscal year ended December 2025, Zurich Insurance Group reported revenue of $88.67B (+3.05% year over year). Net income was $6.8B, a net margin of 7.7%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.05%
- 2025 vs 2024
- Net income growth
- +16.92%
- 2025 vs 2024
- Net margin
- 7.7%
- 2024: 6.8%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 5,903 | 7,603 | 7,345 | 5,042 | 3,167 |
| Depreciation and amortization | 434 | 438 | 494 | 427 | 495 |
| Capital expenditure | -480 | -370 | -418 | -535 | — |
| Investing cash flow | -593 | -1,404 | -1,132 | -654 | -2,886 |
| Financing cash flow | -5,470 | -6,372 | -7,002 | -5,273 | -2,292 |
| Dividends paid | -4,665 | -4,156 | -3,877 | -3,520 | -3,199 |
| Share repurchases | — | -1,309 | -2,023 | -770 | -455 |
| Debt issued | 744 | 728 | 544 | 2,551 | — |
| Debt repaid | -463 | -1,117 | -1,196 | -3,067 | — |
| Effect of exchange rates | 555 | -382 | 278 | -290 | -386 |
| Net change in cash | 394 | -555 | -510 | -1,175 | -2,396 |
| Free cash flow | 5,423 | 7,233 | 6,927 | 4,507 | 2,591 |
| Levered free cash flow | 1,323 | 4,388 | -9,242 | -14,543 | 3,402 |