XP

XP · NASDAQ · USD

$21.17Change from previous close: +0.83%Absolute change: +$0.17

Close · October 1, 2026

Valuation

Data as of October 2, 2026

Valuation multiples

Market cap
$10.74B
Enterprise value
-$117.14B
P/E (trailing 12 months)
10.8
Forward P/E
9.00
Price/book
2.33
Price/sales
0.58
EV/revenue
-6.29

Profitability and growth

Gross margin
69.2%
Operating margin
31.2%
Net margin
28.5%
ROE
22.6%
ROA
1.4%
Revenue growth (year over year)
10.6%
Earnings growth (year over year)
8.6%

Financial health

Total cash
$287.43B
Total debt
$159.54B
Debt/equity
6.42
Current ratio
1.49
Quick ratio
1.45

Dividends

Annual dividend per share
$0.20
Dividend yield
0.9%
Payout ratio
20.0%
Ex-dividend date
June 10, 2026

Analysts and estimates

Average price target
$23.05
Median price target
$22.95
High price target
$25.69
Low price target
$19.85
Analysts with a price target
12
Consensus
Strong buy
Forward EPS
$2.35
EPS estimate, current year
$10.79

Shares and trading

Beta
1.10
Average volume
5.99M
Shares outstanding
405.69M
Float
403.3M
Institutional ownership
82.7%
Insider ownership
0.7%
Short interest (% of float)
4.4%
Short ratio (days)
2.54