Synchrony Financial revenue and financials
$72.16Change from previous close: +0.39%Absolute change: +$0.28
In the fiscal year ended December 2025, Synchrony Financial reported revenue of $9.76B (+3.88% year over year). Net income was $3.55B, a net margin of 36.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.88%
- 2025 vs 2024
- Net income growth
- +1.51%
- 2025 vs 2024
- Net margin
- 36.4%
- 2024: 37.3%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 2,517 | 2,363 | 2,351 | 2,677 | 2,501 | 2,227 | 2,240 | 2,217 | 2,021 | 2,914 | 1,855 | 1,987 |
| Selling, general and administrative | 653 | 629 | 723 | 623 | 636 | — | — | — | — | — | — | — |
| Interest expense | 975 | 968 | 973 | 1,011 | 1,065 | — | — | — | — | — | — | — |
| Pre-tax income | 1,186 | 1,047 | 952 | 1,429 | 1,256 | — | — | — | — | — | — | — |
| Income tax | 301 | 242 | 201 | 352 | 289 | 227 | 199 | 239 | 201 | 415 | 99.0 | 205 |
| Net income | 885 | 805 | 751 | 1,077 | 967 | 757 | 774 | 789 | 643 | 1,293 | 440 | 628 |
| Net income to common shareholders | 864 | 784 | 730 | 1,057 | 946 | 736 | 753 | 768 | 624 | 1,282 | 429 | 618 |
| Basic EPS | 2.61 | 2.29 | 2.07 | 2.89 | 2.51 | 1.91 | 1.93 | 1.96 | 1.56 | 3.17 | 1.04 | 1.49 |
| Diluted EPS | 2.59 | 2.27 | 2.04 | 2.86 | 2.50 | 1.89 | 1.90 | 1.94 | 1.55 | 3.14 | 1.04 | 1.48 |
| Average shares (basic) | 331 | 342 | 353 | 366 | 376 | 385 | 390 | 392 | 399 | 405 | 412 | 416 |
| Average shares (diluted) | 334 | 346 | 357 | 370 | 379 | 389 | 395 | 397 | 403 | 408 | 415 | 418 |
| Dividend per share | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 |