Synchrony Financial revenue and financials

SYF · NYSE · USD

$72.16+0.39%+$0.28

Close · October 6, 2026

In the fiscal year ended December 2025, Synchrony Financial reported revenue of $9.76B (+3.88% year over year). Net income was $3.55B, a net margin of 36.4%.

Annual revenue · 2025: $9.76B
  1. $9.47B2021
  2. $8.3B2022
  3. $7.66B2023
  4. $9.39B2024
  5. $9.76B2025

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
+3.88%
2025 vs 2024
Net income growth
+1.51%
2025 vs 2024
Net margin
36.4%
2024: 37.3%

Financial data

Amounts in millions of USD; per-share values in USD; shares in millions.

ItemQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023
Total assets121,930121,501119,095116,984120,505122,026119,463119,229120,489121,173117,479112,939
Cash and equivalents16,19320,55914,97316,24519,45721,62914,71117,93418,63220,02114,25915,643
Short-term investments2,4063,0402,3482,7162,905———————
Net property, plant and equipment117———————————
Goodwill1,3631,3631,3631,2741,2741,2741,2741,2741,2741,0731,0181,105
Other intangible assets1521,2231,255909862———————
Long-term investments5,2063,0402,3482,7162,905———————
Long-term debt16,43216,42815,18214,43116,009———————
Total debt16,43216,42815,18214,43116,009———————
Total liabilities105,033105,024102,32999,919103,553———————
Total equity (incl. minority)16,89716,47716,76617,06516,95216,58116,58015,98015,54015,28213,90313,767
Retained earnings25,96825,21024,59823,97823,03622,20921,63520,97520,31019,79018,66218,338