Synchrony Financial revenue and financials
$72.16Change from previous close: +0.39%Absolute change: +$0.28
In the fiscal year ended December 2025, Synchrony Financial reported revenue of $9.76B (+3.88% year over year). Net income was $3.55B, a net margin of 36.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.88%
- 2025 vs 2024
- Net income growth
- +1.51%
- 2025 vs 2024
- Net margin
- 36.4%
- 2024: 37.3%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 9,756 | 9,392 | 7,662 | 8,299 | 9,466 | — | — | — | — | — |
| Selling, general and administrative | 2,604 | 2,396 | 2,411 | 2,168 | — | — | — | — | — | — |
| Interest expense | 4,135 | 4,634 | 3,711 | 1,521 | 1,032 | 1,665 | 2,291 | 1,870 | 1,391 | 1,248 |
| Pre-tax income | 4,621 | 4,553 | 2,904 | 3,962 | — | — | — | — | — | — |
| Income tax | 1,069 | 1,054 | 666 | 946 | 1,282 | 412 | 1,140 | 854 | 1,389 | 1,319 |
| Net income | 3,552 | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | 2,790 | 1,935 | 2,251 |
| Net income to common shareholders | 3,469 | 3,427 | 2,196 | 2,974 | 4,179 | — | — | — | — | — |
| Basic EPS | 9.38 | 8.64 | 5.21 | 6.19 | 7.40 | 2.28 | 5.59 | 3.76 | 2.43 | 2.71 |
| Diluted EPS | 9.28 | 8.55 | 5.19 | 6.15 | 7.34 | 2.27 | 5.56 | 3.74 | 2.42 | 2.71 |
| Average shares (basic) | 370 | 397 | 421 | 480 | 565 | — | — | — | — | — |
| Average shares (diluted) | 374 | 401 | 424 | 483 | 569 | 591 | 674 | 747 | 800 | 832 |
| Dividend per share | 1.15 | 1.00 | 0.96 | 0.90 | 0.88 | — | — | — | — | — |