Synchrony Financial revenue and financials
$72.16Change from previous close: +0.39%Absolute change: +$0.28
In the fiscal year ended December 2025, Synchrony Financial reported revenue of $9.76B (+3.88% year over year). Net income was $3.55B, a net margin of 36.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.88%
- 2025 vs 2024
- Net income growth
- +1.51%
- 2025 vs 2024
- Net margin
- 36.4%
- 2024: 37.3%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 9,851 | 9,848 | 8,593 | 6,694 | 7,099 | 7,487 | 8,990 | 9,342 | 8,575 | 6,511 |
| Depreciation and amortization | 514 | 481 | 458 | 419 | 390 | 383 | 367 | 302 | 254 | 219 |
| Investing cash flow | -4,854 | -8,903 | -14,234 | -10,234 | -4,814 | — | — | — | — | — |
| Financing cash flow | -4,735 | -611 | 9,632 | 5,284 | -5,204 | — | — | — | — | — |
| Dividends paid | -427 | -398 | -406 | -434 | -500 | -520 | -581 | -534 | -446 | -214 |
| Share repurchases | -2,941 | -1,008 | -1,112 | -3,320 | -2,876 | -985 | -3,618 | -1,868 | -1,497 | -476 |
| Debt issued | 4,030 | 2,439 | 3,034 | 4,955 | — | — | — | — | — | — |
| Debt repaid | -4,325 | -2,975 | -1,257 | -5,284 | — | — | — | — | — | — |
| Net change in cash | 262 | 334 | 3,991 | 1,744 | -2,919 | — | — | — | — | — |
| Free cash flow | 9,851 | 9,848 | 8,593 | 6,694 | — | — | — | — | — | — |