Synchrony Financial revenue and financials
$72.16Change from previous close: +0.39%Absolute change: +$0.28
In the fiscal year ended December 2025, Synchrony Financial reported revenue of $9.76B (+3.88% year over year). Net income was $3.55B, a net margin of 36.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +3.88%
- 2025 vs 2024
- Net income growth
- +1.51%
- 2025 vs 2024
- Net margin
- 36.4%
- 2024: 37.3%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 119,095 | 119,463 | 117,479 | 104,564 | 95,748 | 95,948 | 104,826 | 106,792 | 95,808 | 90,207 |
| Cash and equivalents | 14,973 | 14,711 | 14,259 | 10,294 | 8,337 | 11,524 | 12,147 | 9,396 | 11,602 | 9,321 |
| Short-term investments | 2,348 | 3,079 | 3,799 | 4,879 | — | — | — | — | — | — |
| Goodwill | 1,363 | 1,274 | 1,018 | 1,105 | 1,105 | 1,078 | 1,078 | 1,024 | 991 | 949 |
| Other intangible assets | 1,255 | 854 | 815 | 742 | — | — | — | — | — | — |
| Long-term investments | 2,348 | 3,079 | 3,799 | 4,879 | — | — | — | — | — | — |
| Long-term debt | 15,182 | 15,462 | 15,982 | 14,191 | 14,507 | 15,775 | 19,866 | 23,996 | 20,799 | 20,147 |
| Total debt | 15,182 | 15,462 | 15,982 | 14,191 | — | — | — | — | — | — |
| Total liabilities | 102,329 | 102,883 | 103,576 | 91,691 | 82,093 | 83,247 | 89,738 | 92,114 | 81,574 | 76,011 |
| Total equity (incl. minority) | 16,766 | 16,580 | 13,903 | 12,873 | 13,655 | — | — | — | — | — |
| Retained earnings | 24,598 | 21,635 | 18,662 | 16,716 | 14,245 | — | — | — | — | — |