Swedbank revenue and financials
kr 403.80Change from previous close: −1.39%Absolute change: −kr 5.70
In the fiscal year ended December 2025, Swedbank reported revenue of kr 68.77B (−7.53% year over year). Net income was kr 32.76B, a net margin of 47.6%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −7.53%
- 2025 vs 2024
- Net income growth
- −6.04%
- 2025 vs 2024
- Net margin
- 47.6%
- 2024: 46.9%
Financial data
Amounts in millions of SEK; per-share values in SEK; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -4,072 | 36,512 | -79,859 | -5,850 | -17,474 | 35,507 | 4,269 | -27,090 | -9,900 | 72,168 | 42,694 | -77,092 |
| Capital expenditure | -108 | -116 | -129 | -120 | -186 | -55.0 | -139 | -76.0 | -162 | -30.0 | -198 | -214 |
| Investing cash flow | -118 | -1.0 | -3,192 | -450 | -135 | 106 | -101 | -50.0 | -71.0 | 75.0 | 58.0 | -200 |
| Financing cash flow | -15,091 | -22,739 | 29,366 | 3,065 | -24,066 | 11,542 | 37,975 | -7,891 | -17,943 | 16,584 | -71,473 | 9,176 |
| Dividends paid | 0.0 | -33,487 | 0.0 | — | -24,392 | — | — | — | -17,048 | — | — | — |
| Debt issued | 0.0 | 12,848 | 14,760 | — | 9,844 | 13,715 | 8,586 | — | 696 | 18,271 | 1,183 | 17,036 |
| Debt repaid | -15,091 | -2,100 | -1,145 | -2,518 | -9,518 | -2,173 | -11,981 | -7,891 | -1,591 | -1,687 | -660 | -7,860 |
| Effect of exchange rates | 1,364 | 1,749 | -3,536 | -936 | 3,482 | -9,546 | 2,097 | -491 | -2,035 | 5,014 | -6,281 | -2,305 |
| Net change in cash | -17,917 | 15,521 | -57,221 | -4,171 | -38,193 | 37,609 | 44,240 | -35,522 | -29,949 | 93,841 | -35,002 | -70,421 |
| Free cash flow | -4,180 | 36,396 | -79,988 | -5,970 | -17,660 | 35,452 | 4,130 | -27,166 | -10,062 | 72,138 | 42,496 | -77,306 |