SpareBank 1 SMN revenue and financials
kr 212.00Change from previous close: −0.47%Absolute change: −kr 1.00
In the fiscal year ended December 2025, SpareBank 1 SMN reported revenue of kr 8.05B (+2.30% year over year). Net income was kr 4.28B, a net margin of 53.1%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +2.30%
- 2025 vs 2024
- Net income growth
- −4.59%
- 2025 vs 2024
- Net margin
- 53.1%
- 2024: 57.0%
Financial data
Amounts in millions of NOK; per-share values in NOK; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Operating cash flow | -3,239 | 5,207 | 6,195 | 137 | 4,973 |
| Investing cash flow | 768 | 326 | -275 | -374 | 248 |
| Financing cash flow | 497 | -623 | -6,945 | 533 | -3,804 |
| Dividends paid | — | — | 0.0 | 0.0 | -1,803 |
| Share repurchases | — | 0.0 | — | 11.0 | -13.0 |
| Debt issued | 5,497 | 2,500 | 415 | 1,250 | 250 |
| Debt repaid | -1,405 | -2,798 | -6,715 | -136 | -927 |
| Net change in cash | -1,974 | 4,910 | -1,025 | 296 | 1,417 |
| Free cash flow | -3,298 | 5,207 | 6,304 | 63.0 | 4,973 |