SpareBank 1 SMN revenue and financials
kr 214.35Change from previous close: +0.33%Absolute change: +kr 0.70
In the fiscal year ended December 2025, SpareBank 1 SMN reported revenue of kr 8.05B (+2.30% year over year). Net income was kr 4.28B, a net margin of 53.1%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +2.30%
- 2025 vs 2024
- Net income growth
- −4.59%
- 2025 vs 2024
- Net margin
- 53.1%
- 2024: 57.0%
Financial data
Amounts in millions of NOK; per-share values in NOK; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total revenue | 8,051 | 7,870 | 7,219 | 5,321 | — |
| Selling, general and administrative | 89.0 | 104 | 93.0 | 86.0 | — |
| Interest expense | 8,276 | 8,187 | 6,631 | 2,976 | — |
| Pre-tax income | 5,449 | 5,647 | 4,484 | 3,324 | — |
| Income tax | 1,072 | 1,054 | 904 | 718 | — |
| Net income | 4,279 | 4,485 | 3,614 | 2,655 | — |
| Net income to common shareholders | 2,751 | 2,898 | 2,331 | 1,658 | — |
| Basic EPS | 19.08 | 20.10 | 16.88 | 12.82 | — |
| Diluted EPS | 19.08 | 20.10 | 16.88 | 12.82 | — |
| Average shares (basic) | 144 | 144 | 138 | 129 | — |
| Average shares (diluted) | 144 | 144 | 138 | 129 | — |
