SpareBank 1 SMN revenue and financials
kr 211.95Change from previous close: −0.49%Absolute change: −kr 1.05
In the fiscal year ended December 2025, SpareBank 1 SMN reported revenue of kr 8.05B (+2.30% year over year). Net income was kr 4.28B, a net margin of 53.1%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +2.30%
- 2025 vs 2024
- Net income growth
- −4.59%
- 2025 vs 2024
- Net margin
- 53.1%
- 2024: 57.0%
Financial data
Amounts in millions of NOK; per-share values in NOK; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Total assets | 257,884 | 248,820 | 242,914 | — | 254,836 | 251,025 |
| Cash and equivalents | 4,355 | 8,648 | 56.0 | — | 13,838 | 12,412 |
| Receivables | 1,806 | 805 | 443 | — | 1,840 | 1,327 |
| Net property, plant and equipment | 684 | 699 | 712 | — | 726 | 738 |
| Goodwill | — | — | 1,135 | — | — | — |
| Other intangible assets | — | — | 116 | — | — | — |
| Long-term investments | 63,442 | 54,295 | 53,403 | — | 53,881 | 55,295 |
| Accounts payable | 100 | 585 | 134 | — | 57.0 | 168 |
| Total debt | 55,183 | 47,479 | 48,147 | — | 55,162 | 54,616 |
| Total liabilities | 227,071 | 219,060 | 211,048 | — | 225,187 | 222,517 |
| Total equity (incl. minority) | 30,813 | 29,760 | 31,866 | — | 29,649 | 28,508 |
| Retained earnings | 2,028 | 849 | — | — | 2,134 | 1,004 |
| Minority interest | 668 | 712 | 700 | — | 646 | 696 |
