SpareBank 1 SMN revenue and financials

MING · Oslo Børs · NOK

kr 211.95Change from previous close: −0.49%Absolute change: −kr 1.05

Close · October 7, 2026

In the fiscal year ended December 2025, SpareBank 1 SMN reported revenue of kr 8.05B (+2.30% year over year). Net income was kr 4.28B, a net margin of 53.1%.

Annual revenue · 2025: kr 8.05B
  1. kr 5.32B2022
  2. kr 7.22B2023
  3. kr 7.87B2024
  4. kr 8.05B2025

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
+2.30%
2025 vs 2024
Net income growth
−4.59%
2025 vs 2024
Net margin
53.1%
2024: 57.0%

Financial data

Amounts in millions of NOK; per-share values in NOK; shares in millions.

Balance sheet · Quarterly
ItemQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025
Total assets257,884248,820242,914—254,836251,025
Cash and equivalents4,3558,64856.0—13,83812,412
Receivables1,806805443—1,8401,327
Net property, plant and equipment684699712—726738
Goodwill——1,135———
Other intangible assets——116———
Long-term investments63,44254,29553,403—53,88155,295
Accounts payable100585134—57.0168
Total debt55,18347,47948,147—55,16254,616
Total liabilities227,071219,060211,048—225,187222,517
Total equity (incl. minority)30,81329,76031,866—29,64928,508
Retained earnings2,028849——2,1341,004
Minority interest668712700—646696