SpareBank 1 SMN revenue and financials
kr 212.60Change from previous close: −0.19%Absolute change: −kr 0.40
In the fiscal year ended December 2025, SpareBank 1 SMN reported revenue of kr 8.05B (+2.30% year over year). Net income was kr 4.28B, a net margin of 53.1%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +2.30%
- 2025 vs 2024
- Net income growth
- −4.59%
- 2025 vs 2024
- Net margin
- 53.1%
- 2024: 57.0%
Financial data
Amounts in millions of NOK; per-share values in NOK; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 9,902 | 877 | 8,016 | -8,658 | — |
| Depreciation and amortization | — | — | 153 | 117 | 186 |
| Capital expenditure | — | — | -95.0 | -89.0 | -145 |
| Investing cash flow | -186 | -432 | 482 | 33.0 | — |
| Financing cash flow | -10,314 | -962 | -8,498 | 8,544 | — |
| Dividends paid | -1,803 | -1,730 | -840 | -970 | — |
| Share repurchases | — | — | 0.0 | -21.0 | -5.0 |
| Debt issued | 3,635 | 8,491 | 6,106 | 17,194 | — |
| Debt repaid | -9,325 | -5,220 | -11,997 | -7,363 | — |
| Net change in cash | -598 | -517 | 0.0 | -81.0 | — |
| Free cash flow | 9,902 | 877 | 8,016 | -8,747 | — |