SoFi Technologies

SOFI · NASDAQ · USD

$15.77Change from previous close: −0.44%Absolute change: −$0.07

Close · October 2, 2026

At a glance

Revenue growth
+38.32%
2025 vs 2024
Net income growth
−3.48%
2025 vs 2024
Net margin
13.3%
2024: 19.1%

Financial data

Amounts in millions of USD; per-share values in USD; shares in millions.

Cash flow · Quarterly
ItemQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025
Operating cash flow-3,890-2,315-991-1,306-1,467—
Depreciation and amortization73.167.662.959.256.7—
Capital expenditure-97.6-68.8-67.7-63.2-66.0—
Investing cash flow-2,831-2,394-2,097-1,459-1,722—
Financing cash flow6,5263,1154,6983,7973,188—
Dividends paid——0.00.0——
Share repurchases——1.6-1.6——
Debt issued——0.0-8688680.0
Debt repaid-3.3-3.4-902-36226.6—
Effect of exchange rates0.1-0.80.7-0.2-0.6—
Net change in cash-196-1,5951,6101,032-1.0—
Free cash flow-3,988-2,384-1,059-1,369-1,533—