SoFi Technologies revenue and financials
$15.77Change from previous close: −0.44%Absolute change: −$0.07
In the fiscal year ended December 2025, SoFi Technologies reported revenue of $619.35M (+23.10% year over year). Net income was $481.32M, a net margin of 77.7%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +23.10%
- 2025 vs 2024
- Net income growth
- −3.48%
- 2025 vs 2024
- Net margin
- 77.7%
- 2024: 99.1%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Total assets | 60,948 | 53,698 | 50,660 | 45,293 | 41,112 | — |
| Cash and equivalents | 3,126 | 3,401 | 4,929 | 3,246 | 2,123 | — |
| Short-term investments | 4,226 | 3,048 | 2,431 | 2,393 | 2,267 | — |
| Receivables | — | — | 893 | — | — | — |
| Net property, plant and equipment | 583 | 537 | 510 | 466 | 432 | — |
| Goodwill | 1,425 | 1,394 | 1,394 | 1,394 | 1,394 | — |
| Other intangible assets | 591 | 583 | 610 | 631 | 639 | — |
| Long-term investments | 4,226 | 3,231 | 2,680 | 2,512 | 2,375 | — |
| Accounts payable | — | — | 89.8 | — | — | — |
| Long-term debt | 2,815 | 1,328 | 1,330 | 2,228 | 3,457 | — |
| Total debt | 3,405 | 1,915 | 1,935 | 2,807 | 4,035 | — |
| Total liabilities | 49,871 | 42,887 | 40,171 | 36,513 | 34,252 | — |
| Total equity (incl. minority) | 11,076 | 10,812 | 10,489 | 8,780 | 6,861 | — |
| Retained earnings | -501 | -658 | -824 | -998 | -1,137 | — |