SoFi Technologies
$15.77Change from previous close: −0.44%Absolute change: −$0.07
At a glance
- Revenue growth
- +38.32%
- 2025 vs 2024
- Net income growth
- −3.48%
- 2025 vs 2024
- Net margin
- 13.3%
- 2024: 19.1%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -3,742 | -1,120 | -7,227 | -7,256 | — |
| Depreciation and amortization | 234 | 203 | 201 | 151 | — |
| Capital expenditure | -251 | -164 | -121 | -104 | — |
| Investing cash flow | -6,719 | -4,821 | -1,890 | -106 | — |
| Financing cash flow | 13,109 | 5,035 | 10,886 | 8,439 | — |
| Dividends paid | 0.0 | -16.5 | -40.4 | -40.4 | — |
| Share repurchases | 0.0 | -323 | 0.0 | 0.0 | — |
| Debt issued | 0.0 | 845 | 521 | 1,858 | — |
| Debt repaid | -1,287 | -2,336 | -800 | -517 | — |
| Effect of exchange rates | -0.4 | 0.0 | 0.7 | 0.6 | — |
| Net change in cash | 2,648 | -906 | 1,769 | 1,077 | — |
| Free cash flow | -3,994 | -1,283 | -7,348 | -7,360 | — |