Skandinaviska Enskilda Banken revenue and financials

SEB.A · Nasdaq Stockholm · SEK

kr 228.40Change from previous close: −0.83%Absolute change: −kr 1.90

Close · October 7, 2026

In the fiscal year ended December 2025, Skandinaviska Enskilda Banken reported revenue of kr 75.39B (−6.93% year over year). Net income was kr 31.06B, a net margin of 41.2%.

Annual revenue · 2025: kr 75.39B
  1. kr 55.13B2021
  2. kr 62.47B2022
  3. kr 79.23B2023
  4. kr 81B2024
  5. kr 75.39B2025

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
−6.93%
2025 vs 2024
Net income growth
−13.39%
2025 vs 2024
Net margin
41.2%
2024: 44.3%

Financial data

Amounts in millions of SEK; per-share values in SEK; shares in millions.

Cash flow · Annual
Item20252024202320222021
Operating cash flow12,479-103,49453,175-174,083-94,566
Capital expenditure-1,352-1,189-1,038-1,026-644
Investing cash flow-1,401-5,000-607-805-846
Financing cash flow-16,57453,258-110,89386,089202,630
Dividends paid-23,039-23,709-14,195-12,884-17,740
Share repurchases-10,373-8,340-5,245-4,722—
Debt issued4,50016,2459,5555,201—
Debt repaid-9,9040.0-9,446-5,422—
Effect of exchange rates-21,47418,059-3,76726,0557,251
Net change in cash-26,969-37,177-62,093-62,744114,469
Free cash flow11,127-104,68352,137-175,109-95,210