SEB revenue and financials
€54.70Change from previous close: +0.09%Absolute change: +€0.05
In the fiscal year ended December 2025, SEB reported revenue of €8.17B (−1.17% year over year). Net income was €244.6M, a net margin of 3.0%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −1.17%
- 2025 vs 2024
- Net income growth
- +5.43%
- 2025 vs 2024
- Net margin
- 3.0%
- 2024: 2.8%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 204 | 533 | 1,021 | 276 | — |
| Depreciation and amortization | 282 | 295 | 294 | 274 | — |
| Capital expenditure | -222 | -217 | -176 | -233 | — |
| Investing cash flow | -296 | -361 | -355 | -366 | — |
| Financing cash flow | 108 | -592 | -421 | -910 | — |
| Dividends paid | -207 | -194 | -195 | -204 | — |
| Share repurchases | — | -73.4 | -17.8 | -34.6 | -39.1 |
| Debt issued | 1,575 | 932 | 1,119 | 976 | — |
| Debt repaid | -1,262 | -1,257 | -1,264 | -1,614 | — |
| Effect of exchange rates | -34.4 | 5.8 | -49.7 | -29.6 | — |
| Net change in cash | 16.4 | -421 | 245 | -1,000 | — |
| Free cash flow | -17.2 | 316 | 845 | 43.2 | — |