Raiffeisen Bank International revenue and financials
€58.40Change from previous close: −2.83%Absolute change: −€1.70
In the fiscal year ended December 2025, Raiffeisen Bank International reported revenue of €8.98B (+5.42% year over year). Net income was €1.37B, a net margin of 15.3%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +5.42%
- 2025 vs 2024
- Net income growth
- +18.50%
- 2025 vs 2024
- Net margin
- 15.3%
- 2024: 13.6%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -3,342 | 587 | 1,734 | 3,015 | -2,179 | 6,501 | -1,479 | -3,986 | 3,221 | 1,601 | -50.0 | -616 |
| Depreciation and amortization | 133 | 130 | 142 | 120 | 123 | — | — | — | — | — | — | — |
| Capital expenditure | -89.0 | -161 | -214 | -87.0 | -145 | -101 | -168 | -118 | -118 | -93.0 | -111 | -168 |
| Investing cash flow | -458 | -1,516 | -930 | -2,110 | -1,560 | -3,071 | -2,773 | -167 | -798 | -2,661 | -2,512 | -2,064 |
| Financing cash flow | -802 | 205 | -418 | 247 | -629 | -223 | 153 | -10.0 | -510 | -80.0 | -66.0 | -43.0 |
| Dividends paid | -648 | -44.0 | -55.0 | -4.0 | -382 | -39.0 | -52.0 | — | -410 | -55.0 | -2.0 | -32.0 |
| Share repurchases | 0.0 | 0.0 | — | — | -159 | -13.0 | — | — | — | — | — | — |
| Debt issued | 0.0 | 0.0 | 24.0 | -23.0 | 48.0 | 35.0 | 183 | — | — | — | — | -2.0 |
| Debt repaid | -16.0 | -17.0 | -77.0 | -15.0 | -27.0 | -205 | -138 | -14.0 | -13.0 | -33.0 | -66.0 | 15.0 |
| Effect of exchange rates | 369 | 112 | 180 | -541 | -584 | 1,037 | -426 | -727 | 427 | -150 | -469 | -405 |
| Net change in cash | -4,233 | -613 | 566 | 611 | -4,953 | 4,244 | -4,523 | -4,890 | 2,340 | -1,290 | -3,097 | -3,128 |
| Free cash flow | -3,431 | 426 | 1,520 | 2,928 | -2,324 | 6,400 | -1,647 | -4,104 | 3,103 | 1,508 | -161 | -784 |