Punjab National Bank revenue and financials

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Close · October 7, 2026

In the fiscal year ended March 2026, Punjab National Bank reported revenue of ₹626.2B (+4.78% year over year). Net income was ₹183.93B, a net margin of 29.4%.

Annual revenue · 2026: ₹626.2B
  1. ₹470.92B2023
  2. ₹552.61B2024
  3. ₹597.61B2025
  4. ₹626.2B2026

Fiscal year ending in March. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
+4.78%
FY to Mar 2026 vs FY to Mar 2025
Net income growth
−0.47%
FY to Mar 2026 vs FY to Mar 2025
Net margin
29.4%
FY to Mar 2025: 30.9%

Financial data

Amounts in millions of INR; per-share values in INR; shares in millions.

Balance sheet · Quarterly
ItemQ2 2026Q1 2026Q4 2025Q2 2025Q1 2025
Total assets20,387,42120,333,31019,762,27818,737,15218,575,436
Cash and equivalents1,632,0541,641,2201,510,0531,407,3971,507,596
Receivables—299,223——249,693
Net property, plant and equipment155,732150,785156,550155,424127,240
Goodwill—0.0——0.0
Other intangible assets—5,468——3,593
Long-term investments5,183,1275,235,1455,198,4255,370,8685,248,403
Accounts payable—41,088——47,402
Total debt1,044,828862,6821,147,584934,718719,991
Total liabilities18,817,27818,826,69218,266,23817,349,24317,237,772
Total equity (incl. minority)1,570,1431,506,6181,496,0411,387,9091,337,664
Retained earnings—67,878——56,956
Minority interest6,6766,8956,7876,6746,284