Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna revenue and financials
zł 119.46Change from previous close: −2.80%Absolute change: −zł 3.44
In the fiscal year ended December 2025, Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna reported revenue of zł 29.15B (+6.59% year over year). Net income was zł 10.68B, a net margin of 36.6%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +6.59%
- 2025 vs 2024
- Net income growth
- +14.81%
- 2025 vs 2024
- Net margin
- 36.6%
- 2024: 34.0%
Financial data
Amounts in millions of PLN; per-share values in PLN; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -16,770 | -7,672 | -12,286 | -8,111 | -3,800 | -5,007 | -7,544 | -10,859 | -2,723 | -6,307 | 1,368 | 3,072 |
| Depreciation and amortization | 425 | 408 | 419 | 417 | 408 | — | — | — | — | — | — | — |
| Capital expenditure | -334 | -175 | -840 | -167 | -212 | -135 | -736 | -156 | -123 | -237 | -626 | -469 |
| Investing cash flow | 2,624 | -884 | -12,873 | 373 | 3,371 | -5,158 | -6,837 | 4,847 | -2,012 | 5,841 | -18,053 | -9,219 |
| Financing cash flow | 11,176 | 8,888 | 23,204 | 4,889 | 8,379 | 3,696 | 13,660 | 6,996 | 7,689 | -5,669 | 21,957 | 9,977 |
| Dividends paid | — | — | 0.0 | -6,850 | — | — | — | -3,237 | — | -1,600 | — | — |
| Debt issued | 9,974 | 3,776 | 20,954 | -7,451 | 7,842 | 6,911 | 16,838 | -3,851 | 5,024 | 7,381 | 2,981 | 1,865 |
| Debt repaid | -3,198 | -4,738 | -17,326 | 9,128 | -9,276 | -3,232 | -18,161 | 7,973 | -3,605 | -4,577 | -3,383 | -2,002 |
| Net change in cash | -2,970 | 332 | -1,955 | -2,849 | 7,950 | -6,469 | -721 | 984 | 2,954 | -6,135 | 5,272 | 3,830 |
| Free cash flow | -17,104 | -7,847 | -13,126 | -8,278 | -4,012 | -5,142 | -8,280 | -11,015 | -2,846 | -6,544 | 742 | 2,603 |