Ping An Bank revenue and financials
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In the fiscal year ended December 2025, Ping An Bank reported revenue of ¥91.04B (−6.88% year over year). Net income was ¥42.63B, a net margin of 46.8%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −6.88%
- 2025 vs 2024
- Net income growth
- −4.21%
- 2025 vs 2024
- Net margin
- 46.8%
- 2024: 45.5%
Financial data
Amounts in millions of CNY; per-share values in CNY; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 315,858 | 63,336 | 92,461 | 134,572 | -192,733 |
| Depreciation and amortization | 4,117 | 4,667 | 5,177 | 5,339 | — |
| Capital expenditure | -2,893 | -2,388 | -3,096 | -3,543 | -6,614 |
| Investing cash flow | -79,036 | -31,859 | -26,142 | 17,858 | -40,455 |
| Financing cash flow | -149,236 | -73,933 | 8,089 | -161,405 | 181,064 |
| Dividends paid | -14,124 | -21,576 | -8,380 | -7,274 | -6,342 |
| Debt repaid | -854,348 | -778,465 | -908,807 | -825,906 | — |
| Effect of exchange rates | -1,897 | 1,183 | 1,485 | 6,079 | -1,604 |
| Net change in cash | 85,689 | -41,273 | 75,893 | -2,896 | -53,728 |
| Free cash flow | 312,965 | 60,948 | 89,365 | 131,029 | -199,347 |