Joint Stock Company Kaspi.kz revenue and financials
$93.16Change from previous close: −0.87%Absolute change: −$0.82
In the fiscal year ended December 2025, Joint Stock Company Kaspi.kz reported revenue of ₸4.04T (+58.93% year over year). Net income was ₸1.07T, a net margin of 26.5%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +58.93%
- 2025 vs 2024
- Net income growth
- +3.22%
- 2025 vs 2024
- Net margin
- 26.5%
- 2024: 40.9%
Financial data
Amounts in millions of KZT; per-share values in KZT; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total revenue | 4,043,328 | 2,544,139 | 1,902,598 | 1,269,215 | 885,478 |
| Cost of revenue | 1,209,191 | 332,033 | 192,558 | 103,895 | 73,371 |
| Gross profit | 2,834,137 | 2,212,106 | 1,710,040 | 1,165,320 | 812,107 |
| Selling, general and administrative | 235,744 | 83,922 | 56,526 | 53,988 | 32,387 |
| Research and development | 198,872 | 103,839 | 84,758 | 57,559 | 44,388 |
| Operating income | 2,237,870 | 1,910,388 | 1,489,122 | 998,563 | 700,949 |
| EBIT | 2,237,870 | 1,910,388 | 1,489,122 | 998,563 | 700,949 |
| EBITDA | 2,316,122 | 1,939,222 | 1,514,676 | 1,015,357 | 713,627 |
| Interest expense | 908,698 | 616,116 | 478,010 | 278,676 | 171,491 |
| Pre-tax income | 1,331,918 | 1,282,289 | 1,022,004 | 720,574 | 528,802 |
| Income tax | 264,211 | 225,455 | 173,234 | 131,730 | 93,588 |
| Net income | 1,073,177 | 1,039,739 | 841,351 | 585,026 | 431,914 |
| Net income to common shareholders | 1,073,177 | 1,039,739 | 841,351 | 585,026 | 431,914 |
| Basic EPS | 5,631.06 | 5,477.15 | 4,431.43 | 3,051.38 | 2,247.36 |
| Diluted EPS | 5,592.00 | 5,431.00 | 4,381.00 | 3,016.00 | 2,222.00 |
| Average shares (basic) | 191 | 190 | 190 | 192 | 192 |
| Average shares (diluted) | 192 | 191 | 192 | 194 | 194 |
| Dividend per share | 850.00 | 2,550.00 | 3,200.00 | 1,700.00 | 883.00 |