Joint Stock Company Kaspi.kz
$94.05Change from previous close: +2.21%Absolute change: +$2.03
At a glance
- Revenue growth
- +59.78%
- 2025 vs 2024
- Net income growth
- +3.22%
- 2025 vs 2024
- Net margin
- 26.6%
- 2024: 41.2%
Financial data
Amounts in millions of KZT; per-share values in KZT; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total revenue | 4,027,824 | 2,520,927 | 1,890,290 | 1,254,208 | — |
| Cost of revenue | 2,119,442 | 949,468 | 671,836 | 383,611 | — |
| Gross profit | 1,908,382 | 1,571,459 | 1,218,454 | 870,597 | — |
| Selling, general and administrative | 224,483 | 76,889 | 51,359 | 50,390 | — |
| Research and development | 208,580 | 109,553 | 88,657 | 60,807 | — |
| Operating income | 1,313,668 | 1,271,060 | 998,804 | 704,190 | — |
| EBIT | 1,313,668 | 1,271,060 | 998,804 | 704,190 | — |
| EBITDA | 1,313,668 | 1,271,060 | 998,804 | 704,190 | — |
| Pre-tax income | 1,331,918 | 1,282,289 | 1,022,004 | 720,574 | — |
| Income tax | 264,211 | 225,455 | 173,234 | 131,730 | — |
| Net income | 1,073,177 | 1,039,739 | 841,351 | 585,026 | — |
| Net income to common shareholders | 1,073,177 | 1,039,739 | 841,351 | 585,026 | — |
| Basic EPS | 5,631.00 | 5,477.00 | 4,431.00 | 3,051.00 | — |
| Diluted EPS | 5,592.00 | 5,431.00 | 4,381.00 | 3,016.00 | — |
| Average shares (basic) | 191 | 190 | 190 | 192 | — |
| Average shares (diluted) | 192 | 191 | 192 | 194 | — |