Joint Stock Company Kaspi.kz revenue and financials
$93.16Change from previous close: −0.87%Absolute change: −$0.82
In the fiscal year ended December 2025, Joint Stock Company Kaspi.kz reported revenue of ₸4.04T (+58.93% year over year). Net income was ₸1.07T, a net margin of 26.5%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +58.93%
- 2025 vs 2024
- Net income growth
- +3.22%
- 2025 vs 2024
- Net margin
- 26.5%
- 2024: 40.9%
Financial data
Amounts in millions of KZT; per-share values in KZT; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 673,611 | 581,892 | 1,106,128 | 1,020,984 | 70,351 |
| Depreciation and amortization | 78,252 | 28,834 | 25,554 | 16,794 | 12,066 |
| Capital expenditure | -182,513 | -95,726 | -50,257 | -59,468 | -24,901 |
| Investing cash flow | -507,803 | -108,364 | -218,360 | -487,161 | 289,748 |
| Financing cash flow | 150,251 | -709,771 | -675,970 | -275,911 | -352,580 |
| Dividends paid | 0.0 | -646,056 | -560,132 | -210,102 | -340,362 |
| Share repurchases | -21,907 | -2,852 | -60,703 | -63,672 | — |
| Debt issued | 326,047 | 0.0 | 0.0 | — | — |
| Debt repaid | -108,099 | -48,769 | -46,561 | 0.0 | — |
| Effect of exchange rates | -32,386 | 35,247 | -6,692 | 15,347 | 4,174 |
| Net change in cash | 283,673 | -200,996 | 205,106 | 273,259 | 11,693 |
| Free cash flow | 491,098 | 486,166 | 1,055,871 | 961,516 | 45,450 |
| Levered free cash flow | -714,366 | -699,653 | -287,079 | -59,994 | -527,712 |