Joint Stock Company Kaspi.kz revenue and financials
$93.16Change from previous close: −0.87%Absolute change: −$0.82
In the fiscal year ended December 2025, Joint Stock Company Kaspi.kz reported revenue of ₸4.04T (+58.93% year over year). Net income was ₸1.07T, a net margin of 26.5%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +58.93%
- 2025 vs 2024
- Net income growth
- +3.22%
- 2025 vs 2024
- Net margin
- 26.5%
- 2024: 40.9%
Financial data
Amounts in millions of KZT; per-share values in KZT; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total assets | 11,081,748 | 8,377,101 | 6,821,932 | 5,121,647 | 3,607,924 |
| Current assets | 8,638,756 | 6,520,791 | 5,189,693 | 3,871,624 | 2,877,338 |
| Cash and equivalents | 903,143 | 619,470 | 820,466 | 615,360 | 342,101 |
| Short-term investments | 1,155,282 | 1,489,682 | 1,379,409 | 1,101,910 | — |
| Receivables | 7,270,718 | 5,793,108 | 4,277,232 | 3,183,976 | 2,491,234 |
| Inventory | 124,522 | 16,164 | 14,370 | 2,274 | — |
| Net property, plant and equipment | 313,899 | 193,205 | 142,729 | 116,537 | 70,959 |
| Goodwill | 447,128 | 17,438 | 34,078 | 0.0 | — |
| Other intangible assets | 400,462 | 76,084 | 31,617 | 15,303 | 14,142 |
| Long-term investments | 1,157,355 | 1,489,682 | 1,377,130 | 1,076,242 | 606,462 |
| Current liabilities | 1,531,616 | 1,312,833 | 1,102,058 | 920,240 | 745,851 |
| Accounts payable | 346,401 | 22,454 | 5,394,799 | 3,957,957 | — |
| Long-term debt | 332,153 | 138 | 161,837 | 208,299 | 208,344 |
| Total debt | 470,576 | 221,456 | 222,156 | 267,061 | — |
| Total liabilities | 8,480,171 | 6,804,240 | 5,718,719 | 4,295,958 | 3,103,229 |
| Total equity (incl. minority) | 2,601,577 | 1,572,861 | 1,103,213 | 825,689 | 504,695 |
| Retained earnings | 2,543,785 | 1,465,295 | 1,054,945 | 762,500 | 377,852 |
| Minority interest | 109,734 | 55,637 | 25,090 | 6,524 | 4,968 |