Íslandsbanki hf. revenue and financials

ISB · Nasdaq Iceland · ISK

kr 140.00Change from previous close: −0.14%Absolute change: −kr 0.20

Close · October 7, 2026

In the fiscal year ended December 2025, Íslandsbanki hf. reported revenue of kr 66.28B (+6.24% year over year). Net income was kr 25.25B, a net margin of 38.1%.

Annual revenue · 2025: kr 66.28B
  1. kr 53.19B2021
  2. kr 58.81B2022
  3. kr 62.27B2023
  4. kr 62.39B2024
  5. kr 66.28B2025

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
+6.24%
2025 vs 2024
Net income growth
+4.14%
2025 vs 2024
Net margin
38.1%
2024: 38.9%

Financial data

Amounts in millions of ISK; per-share values in ISK; shares in millions.

Cash flow · Annual
Item2025202420232022202120202019201820172016
Operating cash flow-45,774-58,137-37,747-82,033-53,510-140,422-34,577-109,942-29,484-29,961
Depreciation and amortization1,7591,6621,6201,400——————
Capital expenditure-484-426-311-273-206—————
Investing cash flow-1,045-922-322-1,8112,108-2,964-5523,291-3,216-2,062
Financing cash flow91,4745,617-14,44392,27766,371106,41344,62962,609-19,99439,214
Dividends paid-12,103-12,303-12,254-11,900-3,400—-5,300-13,000-2,449-10,000
Share repurchases-14,591-9,053-2,310———————
Debt issued143,535103,756117,497191,503——————
Debt repaid-70,582-150,752-180,813-129,448——————
Effect of exchange rates-2,306-2,084-51.05.0-40.0160-222-193-131-355
Net change in cash42,349-55,526-52,5638,43814,929-36,8139,278-44,235-52,8256,836
Free cash flow-46,258-58,563-38,058-82,306-53,716—————