Eurobank revenue and financials
€4.60Change from previous close: −4.55%Absolute change: −€0.22
In the fiscal year ended December 2025, Eurobank reported revenue of €3.02B (+0.07% year over year). Net income was €1.36B, a net margin of 45.2%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +0.07%
- 2025 vs 2024
- Net income growth
- −5.94%
- 2025 vs 2024
- Net margin
- 45.2%
- 2024: 48.0%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -950 | -33.0 | -730 | -778 | -354 | 668 | -5,199 | 189 | -1,297 | 437 | -1,591 | -1,311 |
| Depreciation and amortization | 37.0 | 38.0 | 38.0 | — | 38.0 | 37.0 | — | — | — | — | — | — |
| Capital expenditure | -100 | -71.0 | -88.0 | -52.0 | -63.0 | -75.0 | -52.0 | -57.0 | -44.0 | -44.0 | -42.0 | -35.0 |
| Investing cash flow | -683 | -2,909 | -887 | -1,379 | 59.0 | -760 | -846 | 5,462 | -1,316 | -15.0 | -1,135 | -182 |
| Financing cash flow | 4,224 | 28.0 | 3,999 | 481 | 802 | -1,500 | 4,543 | 1,483 | 1,989 | -367 | 1,361 | 566 |
| Dividends paid | -293 | — | -187 | — | -386 | — | — | -342 | — | — | — | — |
| Debt issued | 622 | 387 | -61.0 | -271 | -120 | 718 | 584 | 822 | 454 | — | 482 | 14.0 |
| Debt repaid | -5.0 | -9.0 | -11.0 | -12.0 | -8.0 | -8.0 | -9.0 | -10.0 | 180 | -199 | -11.0 | -9.0 |
| Effect of exchange rates | — | — | — | — | — | — | — | — | — | — | — | 1.0 |
| Net change in cash | 2,591 | -2,914 | 2,382 | -1,676 | 507 | -1,592 | -1,502 | 7,134 | -624 | 55.0 | -1,365 | -926 |
| Free cash flow | -1,050 | -104 | -818 | -830 | -417 | 593 | -5,251 | 132 | -1,341 | 393 | -1,633 | -1,346 |