Erste Bank Polska revenue and financials
zł 794.00Change from previous close: −0.77%Absolute change: −zł 6.20
In the fiscal year ended December 2025, Erste Bank Polska reported revenue of zł 15.44B (−3.93% year over year). Net income was zł 6.48B, a net margin of 42.0%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −3.93%
- 2025 vs 2024
- Net income growth
- +24.29%
- 2025 vs 2024
- Net margin
- 42.0%
- 2024: 32.4%
Financial data
Amounts in millions of PLN; per-share values in PLN; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -1,951 | -7.9 | 1,000 | 15,898 | 1,620 | -6,007 | -6,677 | -5,834 | -2,335 | -2,523 | 590 | -683 |
| Depreciation and amortization | 135 | 128 | — | 127 | 162 | — | — | — | — | — | — | — |
| Capital expenditure | -118 | -78.3 | -126 | -80.7 | -88.0 | -257 | -148 | -125 | -103 | -279 | -166 | -129 |
| Investing cash flow | -850 | -5,126 | 2,511 | -1,901 | -5,137 | -4,528 | 1,044 | 1,377 | -3,908 | -3,060 | -3,099 | 1,232 |
| Financing cash flow | 9,619 | -3,879 | 724 | -22,412 | 4,454 | 15,273 | 4,184 | 820 | 1,020 | -1,200 | 9,698 | 4,747 |
| Dividends paid | -5,107 | — | — | -4,739 | — | — | — | -4,561 | — | -2,376 | — | — |
| Share repurchases | 0.0 | -95.5 | — | 0.0 | -82.4 | — | — | — | — | — | — | — |
| Debt issued | 1,470 | 1,879 | 2,317 | -35.0 | 3,128 | 3,705 | 3,423 | 3,824 | 1,419 | 4,737 | 1,057 | 1,422 |
| Debt repaid | -4,580 | -2,748 | -1,656 | 87.8 | -3,147 | -3,157 | -2,090 | -2,995 | -1,179 | -4,113 | -1,889 | -1,174 |
| Net change in cash | 6,818 | -9,013 | 4,235 | -8,415 | 937 | 4,738 | -1,449 | -3,636 | -5,224 | -6,783 | 7,188 | 5,297 |
| Free cash flow | -2,069 | -86.2 | 873 | 15,818 | 1,532 | -6,264 | -6,825 | -5,959 | -2,438 | -2,801 | 425 | -812 |