Erste Bank Polska revenue and financials
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In the fiscal year ended December 2025, Erste Bank Polska reported revenue of zł 15.44B (−3.93% year over year). Net income was zł 6.48B, a net margin of 42.0%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −3.93%
- 2025 vs 2024
- Net income growth
- +24.29%
- 2025 vs 2024
- Net margin
- 42.0%
- 2024: 32.4%
Financial data
Amounts in millions of PLN; per-share values in PLN; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 322,577 | 304,415 | 308,150 | 317,449 | 314,557 | 313,717 | 304,374 | 290,926 | 282,879 | 280,025 | 276,652 | 278,049 |
| Cash and equivalents | 8,545 | 6,305 | 30,505 | 4,745 | 3,866 | 22,589 | 7,222 | 1,336 | 5,341 | 5,198 | 9,052 | 2,888 |
| Receivables | 69.9 | 63.0 | 3,061 | — | 73.8 | 71.3 | — | — | — | — | — | — |
| Net property, plant and equipment | 1,231 | 1,274 | 1,307 | 1,226 | 1,106 | 1,254 | 1,284 | 1,273 | 1,297 | 1,270 | 1,260 | 1,217 |
| Goodwill | 1,689 | 1,689 | 1,689 | 1,689 | 1,689 | 1,712 | 1,712 | 1,712 | 1,712 | 1,712 | 1,712 | 1,712 |
| Other intangible assets | 1,020 | 986 | 988 | — | 845 | 947 | — | — | — | — | — | — |
| Long-term investments | 98,159 | 97,783 | 97,159 | — | 91,307 | 88,409 | — | — | — | — | — | — |
| Accounts payable | 48.3 | 100.0 | 130 | — | 63.7 | 59.5 | — | — | — | — | — | — |
| Total debt | 14,033 | 16,853 | 17,916 | — | 14,020 | 17,935 | — | — | — | — | — | — |
| Total liabilities | 290,324 | 268,622 | 272,645 | — | 281,354 | 277,157 | — | — | — | — | — | — |
| Total equity (incl. minority) | 32,253 | 35,793 | 35,505 | 35,361 | 33,203 | 36,560 | 34,441 | 33,927 | 31,194 | 35,015 | 33,691 | 35,300 |
| Retained earnings | 6,900 | 11,014 | 10,092 | 7,764 | 5,875 | 8,950 | 24,400 | 6,399 | 4,456 | 7,508 | 23,715 | 4,980 |
| Minority interest | 55.9 | 101 | 79.6 | — | 1,977 | 1,980 | — | — | — | — | — | — |
