Erste Bank Polska revenue and financials
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In the fiscal year ended December 2025, Erste Bank Polska reported revenue of zł 15.44B (−3.93% year over year). Net income was zł 6.48B, a net margin of 42.0%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −3.93%
- 2025 vs 2024
- Net income growth
- +24.29%
- 2025 vs 2024
- Net margin
- 42.0%
- 2024: 32.4%
Financial data
Amounts in millions of PLN; per-share values in PLN; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -2,312 | -23,337 | -8,868 | -5,640 | -3,900 |
| Depreciation and amortization | 599 | 614 | 569 | 524 | — |
| Capital expenditure | -640 | -633 | -635 | -449 | -424 |
| Investing cash flow | -7,134 | -6,015 | -5,204 | 13,445 | -5,308 |
| Financing cash flow | 10,946 | 23,779 | 14,154 | 8,342 | 13,922 |
| Dividends paid | -4,739 | -4,561 | -2,376 | -274 | — |
| Share repurchases | -82.4 | -72.3 | -48.9 | 0.0 | — |
| Debt issued | 13,464 | 12,371 | 10,071 | 10,977 | — |
| Debt repaid | -9,522 | -9,261 | -10,613 | -15,955 | — |
| Net change in cash | 1,501 | -5,572 | 82.2 | 16,147 | 4,714 |
| Free cash flow | -2,952 | -23,969 | -9,503 | -6,089 | -4,324 |