Bank of Ireland Group revenue and financials
€19.01Change from previous close: −1.25%Absolute change: −€0.24
In the fiscal year ended December 2025, Bank of Ireland Group reported revenue of €3.95B (−8.41% year over year). Net income was €1.2B, a net margin of 30.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −8.41%
- 2025 vs 2024
- Net income growth
- −21.55%
- 2025 vs 2024
- Net margin
- 30.4%
- 2024: 35.5%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | Q2 2026 | Q4 2025 | Q2 2025 | Q4 2024 | Q2 2024 | Q4 2023 | Q2 2023 | Q4 2022 | Q2 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 828 | -390 | -393 | -204 | 2,033 | 1,604 | -6,284 | 935 | 2,794 | 3,002 |
| Capital expenditure | -269 | 114 | -274 | 111 | -251 | 93.0 | -209 | 46.0 | -150 | 79.0 |
| Investing cash flow | -3,173 | -6,163 | -6,287 | -235 | -322 | -211 | -749 | 559 | 4,127 | 1,579 |
| Financing cash flow | -279 | 1,998 | 1,556 | 239 | -912 | -2,265 | 1,742 | -3,150 | 476 | 1,694 |
| Dividends paid | -466 | -286 | -308 | -380 | -655 | -35.0 | -259 | -36.0 | -87.0 | -34.0 |
| Debt issued | 495 | — | — | — | 498 | — | — | 843 | — | — |
| Debt repaid | -523 | -23.0 | -23.0 | -323 | -34.0 | -154 | -18.0 | -1,117 | -27.0 | -23.0 |
| Effect of exchange rates | 97.0 | 46.0 | 78.0 | -29.0 | -37.0 | 32.0 | -70.0 | 94.0 | 76.0 | -52.0 |
| Net change in cash | -2,527 | -4,509 | -5,046 | -229 | 762 | -840 | -5,361 | -1,562 | 7,473 | 6,223 |
| Free cash flow | 559 | -276 | -667 | -93.0 | 1,782 | 1,697 | -6,493 | 981 | 2,644 | 3,081 |