Bank of Ireland Group revenue and financials
€19.15Change from previous close: −0.55%Absolute change: −€0.11
In the fiscal year ended December 2025, Bank of Ireland Group reported revenue of €3.95B (−8.41% year over year). Net income was €1.2B, a net margin of 30.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −8.41%
- 2025 vs 2024
- Net income growth
- −21.55%
- 2025 vs 2024
- Net margin
- 30.4%
- 2024: 35.5%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -783 | 1,829 | -4,680 | 3,729 | 6,193 |
| Depreciation and amortization | 325 | 311 | 273 | 237 | — |
| Capital expenditure | -160 | -140 | -116 | -104 | -73.0 |
| Investing cash flow | -12,450 | -557 | -960 | 4,686 | 842 |
| Financing cash flow | 3,554 | -673 | -523 | -2,674 | 13,857 |
| Dividends paid | -594 | -1,035 | -294 | -123 | -68.0 |
| Share repurchases | -589 | -520 | -229 | -50.0 | — |
| Debt issued | 0.0 | 498 | 0.0 | 843 | — |
| Debt repaid | 0.0 | -300 | -128 | -1,091 | — |
| Effect of exchange rates | 124 | -66.0 | -38.0 | 170 | -226 |
| Net change in cash | -9,555 | 533 | -6,201 | 5,911 | 20,666 |
| Free cash flow | -943 | 1,689 | -4,796 | 3,625 | 6,120 |