Banco Santander Brasil Units revenue and financials
R$29.76Change from previous close: +3.23%Absolute change: +R$0.93
In the fiscal year ended December 2025, Banco Santander Brasil Units reported revenue of R$45.67B (−3.21% year over year). Net income was R$12.77B, a net margin of 28.0%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −3.21%
- 2025 vs 2024
- Net income growth
- −4.49%
- 2025 vs 2024
- Net margin
- 28.0%
- 2024: 28.3%
Financial data
Amounts in millions of BRL; per-share values in BRL; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 17,726 | 39,603 | -19,835 | 3,236 | -11,066 | 32,657 | -42,230 | 28,708 | 13,895 | -21,504 | -12,538 | 60,211 |
| Depreciation and amortization | 660 | 663 | 649 | — | 621 | 703 | — | — | — | — | — | — |
| Capital expenditure | -1,146 | -289 | -316 | -251 | -399 | -107 | -152 | -209 | -244 | -119 | -225 | -359 |
| Investing cash flow | -1,252 | -506 | -6,204 | 2,372 | 560 | -51.5 | -863 | -531 | -654 | 32.7 | -1,047 | -608 |
| Financing cash flow | -11,764 | 734 | 8,905 | -1,218 | -5,555 | 2,270 | -935 | 7,159 | -4,384 | -909 | -10,767 | -2,216 |
| Dividends paid | -1,650 | -2,173 | 1,125 | -3,745 | -2,419 | -1,457 | -1,469 | -1,288 | -1,286 | -1,575 | -1,401 | -1,282 |
| Debt issued | 75,830 | 54,967 | 27,961 | 15,414 | 17,646 | 29,845 | 24,010 | 11,446 | 1,644 | 2,510 | 75,405 | — |
| Debt repaid | -79,888 | -51,694 | -20,372 | -12,391 | -20,694 | -26,482 | -23,438 | -2,797 | -4,841 | -1,962 | -63,401 | — |
| Effect of exchange rates | 0.9 | -0.8 | -0.4 | -1.1 | -1.0 | 2.4 | 0.4 | 4.4 | -3.4 | -1.5 | -5.8 | -442 |
| Net change in cash | 4,710 | 39,829 | -17,134 | 4,389 | -16,062 | 34,878 | -44,028 | 35,341 | 8,852 | -22,382 | -24,358 | 56,945 |
| Free cash flow | 16,580 | 39,314 | -20,151 | 2,984 | -11,465 | 32,550 | -42,382 | 28,499 | 13,651 | -21,623 | -12,763 | 59,852 |