Banco Bilbao Vizcaya Argentaria revenue and financials
Secondary listing. The primary listing is Banco Bilbao Vizcaya Argentaria · BME (EUR)
$27.15Change from previous close: +0.78%Absolute change: +$0.21
In the fiscal year ended December 2025, Banco Bilbao Vizcaya Argentaria reported revenue of €31.65B (+0.29% year over year). Net income was €10.51B, a net margin of 33.2%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +0.29%
- 2025 vs 2024
- Net income growth
- +4.55%
- 2025 vs 2024
- Net margin
- 33.2%
- 2024: 31.9%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 22,746 | -9,760 | 4,006 | 17,170 | -6,365 | 157 | -6,700 | 15,608 | -26,905 | -193 | 11,088 | -4,306 |
| Depreciation and amortization | — | — | 393 | 379 | — | 378 | — | — | — | — | — | — |
| Capital expenditure | -196 | -224 | -404 | -174 | -118 | -131 | -350 | -286 | -278 | -281 | -137 | -528 |
| Investing cash flow | -355 | -429 | -478 | -379 | -272 | -274 | -257 | -438 | -354 | -374 | -172 | -617 |
| Financing cash flow | -4,383 | -2,919 | -1,792 | 278 | -2,650 | 491 | -1,131 | 587 | -3,162 | 1,139 | -1,466 | -87.0 |
| Dividends paid | -3,357 | — | -1,839 | 0.0 | -2,357 | 0.0 | -1,668 | 0.0 | -2,245 | — | -951 | — |
| Share repurchases | — | — | -1,937 | 490 | — | -103 | — | — | — | — | — | — |
| Debt issued | 953 | — | 3,978 | -1,940 | 2,178 | 771 | 3,200 | -1,270 | 1,619 | 1,965 | 2,221 | -208 |
| Debt repaid | -173 | -1,038 | -2,647 | 2,275 | -2,275 | — | -2,599 | 1,949 | -1,949 | — | -1,629 | 249 |
| Effect of exchange rates | 164 | 369 | -25.0 | 40.0 | -1,102 | -1,114 | 645 | -2,223 | -1,048 | 535 | -892 | 11.0 |
| Net change in cash | 18,172 | -12,739 | 1,712 | 17,108 | -10,389 | -739 | -7,443 | 13,533 | -31,469 | 1,108 | 8,556 | -4,998 |
| Free cash flow | 22,550 | -9,984 | 3,602 | 16,996 | -6,483 | 26.0 | -7,050 | 15,322 | -27,183 | -474 | 10,951 | -4,834 |