Al Rajhi Banking and Investment revenue and financials
SAR 63.35Change from previous close: −0.63%Absolute change: −SAR 0.40
In the fiscal year ended December 2025, Al Rajhi Banking and Investment reported revenue of SAR 36.77B (+22.83% year over year). Net income was SAR 24.79B, a net margin of 67.4%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +22.83%
- 2025 vs 2024
- Net income growth
- +25.70%
- 2025 vs 2024
- Net margin
- 67.4%
- 2024: 65.9%
Financial data
Amounts in millions of SAR; per-share values in SAR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 754 | -8,584 | -10,314 | -3,351 | -24,884 | -16,285 | 5,632 | 10,041 | -4,539 | -27,561 | -3,093 | 10,750 |
| Depreciation and amortization | 406 | 407 | 633 | — | 592 | 538 | — | — | — | — | — | — |
| Capital expenditure | -837 | -378 | -2,394 | -515 | 30.4 | -644 | -2,086 | -454 | -456 | -562 | -1,284 | -809 |
| Investing cash flow | -1,986 | 219 | 3,058 | 3,433 | -4,906 | -3,287 | -16,016 | -7,775 | -9,079 | -8,873 | -5,823 | -7,853 |
| Financing cash flow | -3,001 | 15,020 | 531 | 29,930 | 16,899 | 21,540 | 19,846 | -4,609 | 17,451 | 37,148 | 7,079 | -9,760 |
| Dividends paid | -7,000 | — | 0.0 | -3,000 | -5,840 | — | 0.0 | -5,000 | -4,600 | — | — | -4,600 |
| Debt issued | -200 | 200 | 31,270 | 5,557 | 15,649 | 14,281 | 18,940 | 361 | -3.8 | 4,302 | -44.9 | 44.1 |
| Debt repaid | -5,080 | -54.8 | -60.0 | -61.2 | -65.6 | -56.6 | -51.5 | -69.9 | -55.2 | -84.4 | -63.1 | -63.4 |
| Net change in cash | -4,233 | 6,655 | -6,726 | 30,013 | -12,890 | 1,968 | 9,462 | -2,343 | 3,833 | 713 | -1,837 | -6,863 |
| Free cash flow | -82.8 | -8,961 | -12,709 | -3,866 | -24,853 | -16,929 | 3,546 | 9,587 | -4,995 | -28,123 | -4,377 | 9,941 |