Credit Saison revenue and financials
¥4,379.00Change from previous close: +0.30%Absolute change: +¥13.00
In the fiscal year ended March 2026, Credit Saison reported revenue of ¥546.27B (+10.98% year over year). Net income was ¥61.73B, a net margin of 11.3%.
Fiscal year ending in March. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +10.98%
- FY to Mar 2026 vs FY to Mar 2025
- Net income growth
- −7.03%
- FY to Mar 2026 vs FY to Mar 2025
- Net margin
- 11.3%
- FY to Mar 2025: 13.5%
Financial data
Amounts in millions of JPY; per-share values in JPY; shares in millions.
| Item | FY to Mar 2026 | FY to Mar 2025 | FY to Mar 2024 | FY to Mar 2023 | FY to Mar 2022 |
|---|---|---|---|---|---|
| Operating cash flow | -135,671 | -249,174 | -213,404 | -130,092 | — |
| Depreciation and amortization | 34,613 | 33,595 | 32,669 | 31,482 | — |
| Capital expenditure | -18,129 | -20,809 | -19,273 | -15,636 | — |
| Investing cash flow | -26,925 | -15,252 | -85,754 | -43,828 | — |
| Financing cash flow | 139,061 | 297,251 | 246,699 | 224,536 | — |
| Dividends paid | -18,062 | -17,288 | -10,948 | -8,600 | — |
| Share repurchases | -21,511 | -48,489 | -1.0 | -1.0 | — |
| Debt issued | 606,867 | 682,643 | 511,145 | 423,662 | — |
| Debt repaid | -395,628 | -364,872 | -262,662 | -212,878 | — |
| Effect of exchange rates | -984 | -2,170 | 1,533 | 85.0 | — |
| Net change in cash | -23,535 | 32,825 | -52,459 | 50,616 | — |
| Free cash flow | -153,800 | -269,983 | -232,677 | -145,728 | — |