UniCredit
€78.85Change from previous close: −0.86%Absolute change: −€0.68
At a glance
- Revenue growth
- +4.39%
- 2025 vs 2024
- Net income growth
- +12.31%
- 2025 vs 2024
- Net margin
- 43.6%
- 2024: 40.5%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 8,525 | -7,076 | -41,128 | 10,264 | -7,521 | 85,579 | -16,207 | -30,960 | 2,143 | -19,094 |
| Depreciation and amortization | 1,280 | 1,306 | 1,625 | 1,303 | — | — | — | — | — | — |
| Capital expenditure | -719 | -1,250 | -589 | -517 | -522 | — | — | — | — | — |
| Investing cash flow | -4,019 | -1,065 | -787 | -237 | -699 | 569 | 2,815 | -1,220 | 3,796 | -1,336 |
| Financing cash flow | -7,957 | -10,990 | -8,453 | -5,551 | -1,408 | 660 | -315 | -1,301 | 44,696 | 23,789 |
| Dividends paid | -5,007 | -4,950 | -2,440 | -1,702 | -774 | -579 | -1,307 | -1,301 | -478 | -780 |
| Effect of exchange rates | 464 | -427 | -408 | -107 | 32.0 | -150 | 21.0 | -21.0 | 0.6 | 196 |
| Net change in cash | -2,987 | -19,558 | -50,776 | 4,369 | -9,596 | 86,658 | -13,686 | -33,502 | 50,636 | 3,554 |
| Free cash flow | 7,806 | -8,326 | -41,717 | 9,747 | -8,043 | — | — | — | — | — |