The Charles Schwab
$96.70Change from previous close: −1.70%Absolute change: −$1.67
At a glance
- Revenue growth
- +22.01%
- 2025 vs 2024
- Net income growth
- +48.97%
- 2025 vs 2024
- Net margin
- 37.0%
- 2024: 30.3%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 9,311 | 2,670 | 19,587 | 2,057 | 2,118 | 6,852 | 9,325 | 12,456 | -839 | 3,603 |
| Depreciation and amortization | 1,362 | 1,435 | 1,338 | 1,248 | 1,164 | 604 | 349 | 306 | 269 | 234 |
| Capital expenditure | -548 | -620 | -700 | -971 | -916 | -631 | -708 | -570 | -400 | -346 |
| Investing cash flow | 24,538 | 35,431 | 57,411 | 32,048 | -75,663 | -125,851 | 11,964 | -40,555 | -20,473 | -38,775 |
| Financing cash flow | -29,702 | -47,060 | -61,245 | -68,723 | 96,323 | 143,982 | -13,939 | 47,166 | 22,599 | 34,963 |
| Dividends paid | -2,329 | -2,275 | -2,276 | -2,110 | -1,822 | -1,280 | -1,060 | -787 | -592 | -486 |
| Share repurchases | -7,346 | 0.0 | -2,842 | -3,395 | — | — | -2,220 | -1,000 | — | — |
| Debt issued | 67,392 | 50,018 | 72,297 | 36,366 | 18,143 | 4,304 | 1,993 | 3,024 | 17,129 | — |
| Debt repaid | -81,642 | -63,954 | -51,135 | -22,240 | -8,077 | -1,934 | -1,400 | -15,909 | -257 | -7.0 |
| Net change in cash | 4,147 | -8,959 | 15,753 | -34,618 | 22,778 | 24,983 | 7,350 | 19,067 | 1,287 | -209 |
| Free cash flow | 8,763 | 2,050 | 18,887 | 1,086 | 1,202 | — | — | — | — | — |