The Bank of Nova Scotia revenue and financials
Secondary listing. The primary listing is The Bank of Nova Scotia · TSX (CAD)
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In the fiscal year ended October 2025, The Bank of Nova Scotia reported revenue of $37.74B (+12.09% year over year). Net income was $7.79B, a net margin of 20.6%.
Fiscal year ending in October. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +12.09%
- FY to Oct 2025 vs FY to Oct 2024
- Net income growth
- +0.40%
- FY to Oct 2025 vs FY to Oct 2024
- Net margin
- 20.6%
- FY to Oct 2024: 23.0%
Financial data
Amounts in millions of CAD; per-share values in CAD; shares in millions.
| Item | Q to Jul 2026 | Q to Apr 2026 | Q to Jan 2026 | Q to Oct 2025 | Q to Jul 2025 | Q to Apr 2025 | Q to Jan 2025 | Q to Oct 2024 | Q to Jul 2024 | Q to Apr 2024 | Q to Jan 2024 | Q to Oct 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -30,496 | 2,686 | -19,977 | -19,117 | 2,965 | 5,342 | -3,316 | 14,762 | -3,925 | 5,979 | -348 | 28,865 |
| Depreciation and amortization | 398 | 410 | 385 | 403 | 405 | — | — | — | — | — | — | — |
| Capital expenditure | -127 | -125 | -231 | -150 | -69.0 | -120 | -8.0 | -121 | -134 | -88.0 | -146 | -153 |
| Investing cash flow | 19,045 | -14,052 | -10,466 | 4,660 | 168 | 852 | -4,112 | -6,218 | -5,456 | 5,417 | -1,193 | -6,319 |
| Financing cash flow | 12,493 | 11,794 | 28,986 | 12,811 | -2,259 | -4,971 | 7,644 | -8,354 | 8,876 | -10,959 | 783 | -25,108 |
| Dividends paid | -1,521 | -1,479 | -1,490 | -1,476 | -1,501 | -1,456 | -1,442 | -1,433 | -1,424 | -1,418 | -1,395 | — |
| Share repurchases | -1,011 | -642 | -485 | -655 | -1,928 | — | — | — | — | — | — | — |
| Debt issued | 1,250 | — | — | 0.0 | 0.0 | — | — | — | 1,000 | — | — | 110 |
| Debt repaid | -82.0 | -78.0 | -1,856 | -73.0 | -326 | -73.0 | -76.0 | -71.0 | -1,574 | -78.0 | -1,830 | -153 |
| Effect of exchange rates | 184 | -57.0 | -67.0 | 182 | 38.0 | -312 | 275 | -37.0 | -11.0 | 121 | -204 | 100 |
| Net change in cash | 1,226 | 371 | -1,524 | -1,464 | 912 | 911 | 491 | 153 | -516 | 558 | -962 | -2,462 |
| Free cash flow | -30,623 | 2,561 | -20,208 | -19,267 | 2,896 | 5,222 | -3,324 | 14,641 | -4,059 | 5,891 | -494 | 28,712 |