State Bank of India revenue and financials
Secondary listing. The primary listing is State Bank of India · NSE (INR)
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In the fiscal year ended March 2026, State Bank of India reported revenue of ₹3.77T (+9.84% year over year). Net income was ₹832.99B, a net margin of 22.1%.
Fiscal year ending in March. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +9.84%
- FY to Mar 2026 vs FY to Mar 2025
- Net income growth
- +7.40%
- FY to Mar 2026 vs FY to Mar 2025
- Net margin
- 22.1%
- FY to Mar 2025: 22.6%
Financial data
Amounts in millions of INR; per-share values in INR; shares in millions.
| Item | FY to Mar 2026 | FY to Mar 2025 | FY to Mar 2024 | FY to Mar 2023 | FY to Mar 2022 | FY to Mar 2021 | FY to Mar 2020 | FY to Mar 2019 | FY to Mar 2018 | FY to Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -5,651,017 | -4,278,765 | -4,763,695 | -4,671,386 | -3,143,845 | -3,512,517 | -3,096,910 | -1,888,068 | -2,178,998 | -2,685,471 |
| Depreciation and amortization | 48,297 | 39,915 | 38,491 | 36,956 | — | — | — | — | — | — |
| Capital expenditure | -83,630 | -56,372 | -41,751 | -40,436 | -33,053 | — | — | — | — | — |
| Investing cash flow | -6,909 | -56,347 | -42,517 | -40,410 | -36,185 | -37,362 | -33,237 | -8,568 | 110,658 | -28,321 |
| Financing cash flow | 5,997,720 | 4,626,237 | 4,881,057 | 3,875,113 | 3,682,348 | 4,483,133 | 3,390,491 | 2,188,104 | 1,269,390 | 3,417,566 |
| Dividends paid | -141,901 | -122,267 | -100,848 | -63,367 | -35,698 | — | — | — | -24,163 | -23,375 |
| Share repurchases | — | — | — | — | 0.0 | — | — | — | — | — |
| Debt issued | 137,385 | 215,000 | 201,646 | 195,331 | — | — | — | — | — | — |
| Debt repaid | -196,720 | -151,039 | -142,882 | -21,250 | — | — | — | — | — | — |
| Effect of exchange rates | 99,309 | 22,482 | 7,760 | 30,751 | 9,663 | 664 | 27,686 | 10,763 | 13,052 | -17,397 |
| Net change in cash | 439,103 | 313,606 | 82,604 | -805,932 | 511,981 | 933,918 | 288,030 | 302,232 | -779,080 | 686,377 |
| Free cash flow | -5,734,647 | -4,335,137 | -4,805,447 | -4,711,822 | -3,176,898 | — | — | — | — | — |